We finance everyone. Bring your pay stub and leave in a new ride — it’s that simple.
A Better Buy Here Pay Here Experience
Bad credit? No credit? No problem. At S&S Motors, we offer Buy Here Pay Here financing that works for real people — no banks, no credit checks, just real approvals. Bring your pay stub and get driving today with flexible terms and friendly service.
✅ No credit needed
✅ Easy in-house financing
✅ Fast same-day approvals
Showcasing our most popular cars, trucks, and SUVs — all inspected, all ready.
For 25 years, S&S Motors has been a family-owned and operated Buy Here Pay Here dealership in El Paso, TX, helping drivers across West Texas and southern New Mexico get behind the wheel with confidence. While our roots are firmly planted in El Paso, we proudly serve nearby communities like Las Cruces and Alamogordo, staying focused within a 100-mile radius to provide exceptional, personalized service. Whether you’re from right here in town or just across the state line, you can count on S&S Motors for dependable vehicles and in-house financing that fits your budget.
Nope! Your job is your credit — no credit checks ever.
You get 12 months or 12,000 miles of powertrain coverage — complimentary.
Absolutely. Get a trade-in offer here.
You earn up to $5,000 off your loan by referring friends and family!
Real stories from happy drivers across El Paso and NM.
EXCELLENT Based on 263 reviews Ray Hernandez2025-03-24Trustindex verifies that the original source of the review is Google. I just purchased a vehicle from S&S motors and they were wonderful. Isaura helped me with the purchase and she was very helpful. I recommend coming with her. Ivan Galvan2025-03-21Trustindex verifies that the original source of the review is Google. Muy contento con el servicio de Jessica es muy amable y cumple todo lo que dice, súper recomendada Joel Romo2025-03-13Trustindex verifies that the original source of the review is Google. Excelente servicio, muy amable Jessica gracias 👌👌 Cynthia Avila2025-03-13Trustindex verifies that the original source of the review is Google. Excelente servicio y trato muy amable por parte de las señoritas! Breeze M2025-03-11Trustindex verifies that the original source of the review is Google. Isaura was great I walk in and walk out with a pretty nice charger she’s very professional and fast thank you 😊
🤑 $100 for each of your first 5 referrals
💸 $300 per referral after that
🎉 On your 10th referral? We’ll give you $5,000 toward your loan!
Whether you’ve had credit challenges or just want a fast, fair car deal, we’re here for you.