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Your Job Is Your Credit at S&S Motors
in El Paso, TX

Family-Owned & Trusted Since 2000
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Drive Today with No Credit Check!

 We finance everyone. Bring your pay stub and leave in a new ride — it’s that simple.

⭐ Why El Paso Drivers Choose S&S Motors

A Better Buy Here Pay Here Experience

No Credit Checks – Ever: Your job is your credit!

12-Month / 12,000-Mile FREE Warranty

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In-House Service Department

Vehicle History Report with Every Car

Serving El Paso + New Mexico for 25 Years

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Buy Here Pay Here Financing – Your Job Is Your Credit

Bad credit? No credit? No problem. At S&S Motors, we offer Buy Here Pay Here financing that works for real people — no banks, no credit checks, just real approvals. Bring your pay stub and get driving today with flexible terms and friendly service.

✅ No credit needed
✅ Easy in-house financing
✅ Fast same-day approvals

3 Easy Steps to Drive Today

Step: 1

Browse Our Inventory
Or Stop By

Step: 2

Bring Your Pay Stub — No
Credit Needed

Step: 3

Drive Away With Our
12-month Warranty

Featured Inventory

 Showcasing our most popular cars, trucks, and SUVs — all inspected, all ready.

2019 JEEP RENEGADE SPORT
$13,999
2019
111,325 miles
13556
2010 CHEVROLET CAMARO LT
$13,999
2010
112,599 miles
13548
2015 HYUNDAI ELANTRA SE
$10,999
2015
128,934 miles
13544
2019 TOYOTA TUNDRA DOUBLE CAB SR
$25,999
2019
157,987 miles
13534

Proudly Serving El Paso and Beyond with Trusted Buy Here Pay Here Financing

For 25 years, S&S Motors has been a family-owned and operated Buy Here Pay Here dealership in El Paso, TX, helping drivers across West Texas and southern New Mexico get behind the wheel with confidence. While our roots are firmly planted in El Paso, we proudly serve nearby communities like Las Cruces and Alamogordo, staying focused within a 100-mile radius to provide exceptional, personalized service. Whether you’re from right here in town or just across the state line, you can count on S&S Motors for dependable vehicles and in-house financing that fits your budget.

Frequently Asked Questions

Nope! Your job is your credit — no credit checks ever.

You get 12 months or 12,000 miles of powertrain coverage — complimentary.

You earn up to $5,000 off your loan by referring friends and family!

What Our Customers Say

Real stories from happy drivers across El Paso and NM.

Referral Program: Earn Up to $5,000

🤑 $100 for each of your first referral.
💸 $300 on your 5th referral.

🎉 On your 10th referral? We’ll give you $5,000 toward your loan or the title to your vehicle!

Start Your Journey with S&S Motors Today

Whether you’ve had credit challenges or just want a fast, fair car deal, we’re here for you.

Proudly Serving El Paso & Beyond

We’ve been helping families across El Paso, Horizon City, Socorro, Sunland Park, and even Las Cruces, NM for
25+ years. If you’re within 100 miles — you’re in our neighborhood.
COPYRIGHT © 2025 S&S MOTORS FINANCE. ALL RIGHTS RESERVED.
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