Buy Here Pay Here Financing Made Easy in El Paso, TX
At S&S Motors, getting approved is simple, fast, and stress-free. We offer Buy Here Pay Here financing where your job is your credit, flexible payment plans, and a team that truly cares. If you’ve had credit challenges in the past — no worries. We’re here to help.
What You Need to Get Approved
We make it easy — here’s what to bring with you:
To get approved, we just need a recent pay stub or any other verifiable income document. This helps us understand what kind of payment plan works best for you. If you’re self-employed, we can also accept bank statements or tax returns — just ask!
Yes — a valid driver’s license or government-issued photo ID is required. It helps us confirm your identity and get your paperwork started quickly. Even if you don’t have a driver’s license, we may still be able to work with you depending on the situation.
We just need something that shows your current address — this can be a recent utility bill, lease agreement, phone bill, or even a piece of official mail. It helps us verify where you live for registration and loan purposes.
Down payments vary depending on the vehicle and your financial situation. The good news? We’ll work with you to find something affordable. Have a trade-in? Even better — we can apply that value to your down payment!
Absolutely! We accept trade-ins of all kinds. Bring in your vehicle for an on-the-spot appraisal — or use our online trade-in form to get started from home.
Why Choose S&S Motors Financing?
✅ All Credit Types Welcome
✅ Fast & Friendly Approval Process
✅ Low Down Payments
✅ Family-Owned & Operated for 25+ Years
✅ 12-Month / 12,000-Mile Warranty Included
3 Steps to Drive Today
Step: 1
Find Your Ride
Step: 2
Bring Your Pay Stub
Step: 3
Drive Away with Confidence
Featured Inventory
Showcasing our most popular cars, trucks, and SUVs — all inspected, all ready.
